농협 대출 금리 안내

농협은행에서는 다양한 대출 상품을 제공하고 있습니다. 대출 금리는 대출 기준금리에 여러 가지 프리미엄 및 가감조정 요소를 고려하여 결정됩니다. 이에는 리스크프리미엄, 유동성프리미엄, 신용프리미엄, 자본비용, 업무원가, 법적비용, 목표이익률 등이 포함됩니다[[1](https://www.nhfire.co.kr/loan/retrieveLoanBaseRateAnnounce.nhfire)]. 또한, 농협은행은 신용대출에 대한 후기와 함께 한도 및 금리 정보를 제공하고 있습니다[[2](https://www.banksalad.com/articles/%EB%86%8D%ED%98%91-%EC%8B%A0%EC%9A%A9%EB%8C%80%EC%B6%9C-%ED%9B%84%EA%B8%B0-%EC%A7%91%EC%A4%91-%EB%B6%84%EC%84%9D-BEST-3-%EB%8C%80%EC%B6%9C%EA%B8%88%EB%A6%AC-%EB%B0%94%EB%A1%9C-%ED%99%95%EC%9D%B8)]. 개인신용대출 상품도 다양하게 제공되고 있으며, 연 7.9%부터 19.9%까지의 금리로 이용할 수 있습니다[[4](https://m.nhcapital.co.kr/eloan/credit/selectCreditLoan.nh)]. 농협은행은 가계대출 중 일부를 취급 중단하였으며, 이는 해당 금융회사의 자체 목표치를 초과함에 따른 관리 조치입니다[[5](https://blog.naver.com/blogfsc/222481032789)]. 

농협은행은 농협손해보험을 통해 대출 기준금리를 고시하고 있으며, 실제 대출금리는 여러 가지 조건 및 요소에 따라 개인별로 다를 수 있습니다.


1. [NH농협손해보험 - 대출기준금리공시](https://www.nhfire.co.kr/loan/retrieveLoanBaseRateAnnounce.nhfire)
2. [농협 신용대출 후기 분석](https://www.banksalad.com/articles/%EB%86%8D%ED%98%91-%EC%8B%A0%EC%9A%A9%EB%8C%80%EC%B6%9C-%ED%9B%84%EA%B8%B0-%EC%A7%91%EC%A4%91-%EB%B6%84%EC%84%9D-BEST-3-%EB%8C%80%EC%B6%9C%EA%B8%88%EB%A6%AC-%EB%B0%94%EB%A1%9C-%ED%99%95%EC%9D%B8)
3. [농협추가대출 최대한 낮게 받는 방법](https://blog.naver.com/dication7634/222382205645)
4. [농협은행 - 개인신용대출](https://m.nhcapital.co.kr/eloan/credit/selectCreditLoan.nh)
5. [농협은행 가계대출 취급중단 공지](https://blog.naver.com/blogfsc/222481032789)