개인 근저당 설정 해지 방법

# 개인 근저당 설정 해지 방법

근저당 설정을 해지하는 방법은 다음과 같습니다:

1. **대출금 상환**: 근저당 설정 금액을 대출로 받은 경우, 대출금을 완전히 상환해야 합니다. 대출금 상환 후, 해당 사실을 확인할 수 있는 증빙서류가 필요할 수 있습니다[[3](https://m.blog.naver.com/smspkkb/222002175024)].

2. **등록면허세 납부**: 차량의 등록면허세를 가까운 시/군/구청에서 납부합니다. 등록면허세 납부 영수증을 발급받습니다[[5](https://twojobschool.co.kr/523)].

3. **절차 진행**: 시/군/구청 또는 등기소 등 관련 기관을 방문하여 근저당 설정 해지에 필요한 서류를 제출하고 절차를 완료합니다[[2](https://onmywaydream.tistory.com/entry/%EA%B7%BC%EC%A0%80%EB%8B%B9-%EC%84%A4%EC%A0%95-%EB%B0%A9%EB%B2%95-%ED%95%B4%EC%A7%80-%EB%B0%A9%EB%B2%95%EC%84%A4%EC%A0%95-%ED%95%B4%EC%A7%80-%EB%B9%84%EC%9A%A9)].

4. **근저당권 말소서류 제출**: 대출금 상환이나 등록면허세 납부 후, 근저당권 말소를 위한 서류를 작성하고 해당 기관에 제출합니다[[4](https://banner-king.tistory.com/23)].

5. **온라인 절차**: 일부 지역에서는 인터넷으로 근저당 설정 해지 서류를 작성하고 수수료를 납부할 수 있는 경우가 있습니다[[6](https://suddenlycomeback.tistory.com/141)].

주의: 근저당 설정 해지 절차는 지역 및 대출 기관에 따라 다를 수 있으며, 필요한 서류와 절차에 대해 해당 기관에 문의하는 것이 중요합니다.

## 🌐 출처
1. [네이버 블로그 - 근저당 설정비용 근저당설정해지 방법 비용](https://blog.naver.com/parangsae71/223011880364)
2. [티스토리 - 근저당 설정 방법 및 해지 방법(+ 설정 및 해지 비용)](https://onmywaydream.tistory.com/entry/%EA%B7%BC%EC%A0%80%EB%8B%B9-%EC%84%A4%EC%A0%95-%EB%B0%A9%EB%B2%95-%ED%95%B4%EC%A7%80-%EB%B0%A9%EB%B2%95%EC%84%A4%EC%A0%95-%ED%95%B4%EC%A7%80-%EB%B9%84%EC%9A%A9)
3. [네이버 블로그 - 근저당권 말소서류, 방법 및 비용, 근저당권설정해지](https://m.blog.naver.com/smspkkb/222002175024)
4. [티스토리 - 부동산 근저당설정 셀프해지하는 방법](https://banner-king.tistory.com/23)
5. [투잡스쿨 - 근저당 설정이란, 해지방법, 비용 총정리](https://twojobschool.co.kr/523)
6. [티스토리 - 혼자서 근저당권설정등기 말소하는 방법!(feat. 근저당권)](https://suddenlycomeback.tistory.com/141)